0% Balance Transfer Credit Card Offers
A credit card offering a 0% balance transfer can save you money and help you get out of debt faster. At CreditCardOffersIQ, we track the best balance transfer credit card offers available, including the industry leading Citi Platinum Select Mastercard, which offers 0% for 21 months on both balance transfers and purchases. If you want to transfer a balance from a Citi card, youll find that Discover, Chase, and Capital One also have attractive balance transfer offers. Lets start with our editors pick:
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-20.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee
- Go to Citi Platinum Select MasterCard official website
As you evaluate the interest free balance transfer cards below, be sure to consider the interest rate that will go into effect after the 0% offer expires. In most cases, the actual interest rate will depend on your creditworthiness. Its also important to note that many of these cards offer other features, such as cash back on every purchase or points that can be used for travel and merchandise.
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-20.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 21 months on Balance Transfers 11.99% – 20.99% None Yes Excellent
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 16.99%.
- No late fees or rate hikes if you miss a payment due date or go over your credit limit
- No wait time for live help, 24/7
- No annual fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 21 months on Balance Transfers 16.99% None Yes Excellent
- 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% – 20.99%
- 0% intro APR on purchases for 6 months, then the variable APR of 11.99% – 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Ranked #1 in customer loyalty
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 18 months 11.99%-20.99% None Yes Excellent
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% – 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
- Ranked #1 in customer loyalty
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 15 Months 11.99% – 20.99% None Yes Excellent
- 0% intro APR until September 2012 on balance transfers
- 0% intro APR until September 2012 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% until September 2012 10.9% – 18.9% None Yes Excellent
- 0% Intro APR for up to 15 months – a variable APR as low as 11.99% – 21.99% after your 0% ends
- Slate with Blueprint helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% up to 15 months 11.99%-21.99% Variable None Yes Excellent
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-20.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 21 months on Balance Transfers 11.99% – 20.99% None Yes Excellent
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11
- Full 1% cash back on eligible purchases
- No Annual Fee
Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 12 months 12.99% – 20.99% None Yes Excellent