Best Cash Back Credit Cards

25 June, 2011

Credit cards that offer cash back are a favorite here at CreditCardOffersIQ. Theres nothing like putting cash in your pocket every time you use your card. As you evaluate cash back offers, consider both cash bonuses as well as the cash back percentage on purchases. Our absolute favorite cash rewards card is the Chase Freedom Visa $150 Bonus Cash Back. The card offers up to 5% cash back on purchases, and a $150 cashback bonus. And there is no annual fee. For these reasons, the Chase Freedom is our editors pick.

Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent on Gas, Hotel and Airline purchases from 7/1/11 – 9/30/11
You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire.
No Annual Fee
Go to Chase Freedom official website

Of course, the Chase Freedom Visa $150 Bonus Cash Back card is not the only good cashback offer available. Below youll find our top picks for the best cash back credit cards. We have picked these cards based on their cash bonus offers, cash rewards on everyday purchases, and the cards interest rate.

Chase Freedom Visa – $150 Bonus Cash Back

Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent on Gas, Hotel and Airline purchases from 7/1/11 9/30/11
You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire.
No Annual Fee

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded N/A N/A 11.99%-22.99% None No Excellent Blue Cash Everyday Card from American Express

No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded See Terms See Terms 17.24%-21.24% Variable No Annual Fee Yes Excellent Discover More Card

0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% – 20.99%
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
Ranked #1 in customer loyalty
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
No annual fee, no rewards redemption fee, and no additional card fee

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 15 Months 11.99% – 20.99% None Yes Excellent Citi Dividend Platinum Select MasterCard – $100 Cash Back

0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
$100 cash back after $500 in purchases within the first 3 months of account opening
5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11
Full 1% cash back on eligible purchases
No Annual Fee

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 12 months 12.99% – 20.99% None Yes Excellent Capital One No Hassle Cash Rewards – Excellent Credit

2% cash back on gas and groceries
1% cash back on all other purchases
BONUS: Get up to 15% more cash back when you shop over 300 retailers
No annual fee
No limit on the cash you can earn and cash won’t expire
Redeem cash rewards any time for any amount, even set up automatic redemption
0% intro APR on purchases until June 2012
Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% on purchases until June 2012 12.9% – 20.9% None No Excellent Capital One No Hassle Cash Rewards

2% cash back on gas and groceries
1% cash back on all other purchases
BONUS: Get up to 15% more cash back when you shop over 300 retailers
No limit on the cash you can earn and cash won’t expire
Redeem cash rewards any time for any amount, even set up automatic redemption
0% intro APR on purchases until March 2012
Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% on purchases until March 2012 17.9% – 22.9% $39 No Average Chase Freedom Visa – $100 Bonus Cash Back

“Best Overall Card”, CBS MoneyWatch 2011
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases.
5% Cash Back on up to $1,500 spent on Gas, Hotel and Airline purchases from 7/1/11 9/30/11
You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire
No Annual Fee

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 12 months on balance transfers 11.99%-22.99% Variable None Yes Excellent TrueEarnings Card from Costco and American Express

American Express Card and Costco Membership Card in one – with no annual fee for Costco members
Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express
Get approved in 60-seconds.

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded See Terms See Terms 15.24% variable See Terms Yes Excellent Chase Freedom MasterCard – $100 Bonus Cash Back

“Best Overall Card”, CBS MoneyWatch 2011
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases.
5% Cash Back on up to $1,500 spent on Gas, Hotel and Airline purchases from 7/1/11 9/30/11
You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire
No Annual Fee

Intro APR Intro APRPeriod RegularAPR AnnualFee BalanceTransfer CreditNeeded 0% 12 months on Balance Transfers 11.99%-22.99% Variable None Yes Excellent

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