4 Cheap Credit Card Offers
Are you in the market for a new credit card, and preferably one that won’t cost you much for the convenience? Then you should check out our top picks for the best cheap credit card offers currently on the market.
When we talk about “cheap” credit cards, we mean two things: reasonable to low interest rates on purchases and low to no annual fees (with annual fees being no more than $50). Here are four great deals currently available that combine the two to give you credit card deals that won’t break the bank.
1. Aussie Credit Card
Why we love it: While the annual fee for the Aussie credit card barely comes in under the “low” fee limit, at $49 per year it’s not a bad deal. That’s especially true considering the low 13.29% purchase rate. But wait. It gets better. For your first year as an Aussie cardholder, they’ll knock that interest rate down to the extremely low rate of just 9.99% on new purchases!
2. Bankwest Lite MasterCard
Why we love it: It has Australia’s lowest ongoing rate for a MasterCard, just 10.75%. It gets better as Bankwest currently have a special offer of 5.99% on purchases and balance transfer for the first 12 months. Add to this the ability to get up to 3 additional card holders free plus a 1% cash back offer ad you have a cheap credit card.
3. Suncorp Standard Credit Card
Why we love it: The Suncorp Standard credit card might not come with the extremely low introductory rate the Aussie card has, but it’s hard to complain with a regular purchase rate as low as 12.74%. Throw in the lower $39 annual fee and you have a cheap credit card deal that shouldn’t be missed.
4. Virgin No Annual Fee Credit Card
Why we love it: The purchase rate is a bit higher for the Virgin No Annual Fee credit card than for the other low interest options above. You’ll get a standard interest rate of 16.95%. That said, you won’t have to pay any annual fee, ever, and the interest rate is very reasonable compared to most other no annual fee credit card offers. Besides, you can still get out of paying interest completely if you take advantage of interest free days and this card (unlike the others in our list) offers a rewards programme.
As you can see, you don’t have to sacrifice the features that are most important to you just to get a good deal on a new credit card. You can focus on low interest rates without paying astronomical annual fees. You can get a no annual fee credit card offer without paying absurd interest on new purchases. And you can get reasonable rates and fees even if you want access to perks and rewards. Why settle when you can get exactly what you want?
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- Top Pick Credit Card Offers for July 2011
- How do Credit Card Companies Make Money on Cheap Credit Cards?
- Top Pick Credit Card Offers for September 2010
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- Comparing Balance Transfer Credit Cards
