Closing Your Credit Card? Do It the Right Way
Many people are finding it better to close their credit cards these days. Considering that credit cards aren’t as attractive as they once were, I don’t blame anyone for wanting to get rid of a useless credit card. But, make sure you do it the right way.
Wrong: Call customer service and say “Take this credit card and [bleep]!” Hang up. Cut up the card. Ignore future mail and phone calls from the credit card company.
Right: Pay off your balance completely. Make sure closing the card won’t hurt your credit. Call to request your credit card to be closed. Follow up in writing.
Similar Posts:
- Closing Credit Cards and Your FICO Score
- Can you Negotiate a Lower Credit Card Rate?
- Why it can be a Good Idea to Memorise Your Credit Card Information
- Scammers Pretending to be FDIC Try to Fake Out Bank Loan Borrowers
- Why it is a Bad Idea to Close Your Credit Card Accounts
