Credit Cards Plus

Layaway is making a comeback, but don’t fall victim to its false allure. Layaway stores use phrases like “the easy way to pay” and “flexible payment options” to trick shoppers into the costly entrapment of layaway programs. Promises to save money are empty and unfounded.

How Stores with Layaway Profit from Your Losses

Stores spin layaway programs to appeal to shoppers who might otherwise have difficulty affording holiday purchases. Stores with layaway programs target people with bad credit–people who fear incurring further debt or don’t have high enough credit limits. In other word

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The Verdict: Members of Tennessee’s Redstone Federal Credit Union can apply for the Redstone Federal Credit Union Platinum Visa. And those members who are looking for a standard, non-rewards card should consider the possibility. That’s because this credit card comes with a low purchase interest rate, one that makes this the ideal card for consumers who regularly carry a balance each month on their credit cards.

Overview: Most credit cards offered by credit unions have one big selling point: They come with low purchase interest rates. The Redstone Federal Credit Union Platinum Visa card is no exception. Thi

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Dear To Her Credit, I live in Louisiana, which is a community property state. Upon divorce, I learned that my spouse had opened up numerous credit cards in his name only without my knowledge, and had the payment coupon going to his mother’s house so I wouldn’t be aware he had the cards. I did not know these cards existed, and I definitely didn’t have access to them. I classify this as flat-out deception. He has borrowed over $70,000 on those cards and has nothing to show for it.

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One of the fastest-growing costs in the global mining industry are workers like James Dinnison: the 25-year-old high-school dropout from Western Australia makes $200,000 a year running drills in underground mines to extract gold and other minerals.

The heavily tattooed Mr. Dinnison, who started in the mines seven years ago earning $100,000, owns a sky-blue 2009 Chevy Ute, which cost $55,000 before a $16,000 engine enhancement, and a $44,000 custom motorcycle. The price tag on his chihuahua, Dexter, which yaps at his feet: $1,200.

A precious commodity himself, Mr.

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Doesn’t it seem like the holidays come earlier every year? It’ll be time to shop again before you know it. At the start of the holiday shopping season, Black Friday gets a ton of buzz, but we like its online equivalent, Cyber Monday, a lot more. Seriously: all the awesome holiday deals without waking up at 4 a.m. and getting trampled at the mall? Yes, please! Cyber Monday falls on November 28^th this year, and you don’t need to do much to prepare. All you need is the right credit card.

It’s time for NerdWallet’s roundup of the best credit cards for online holiday shopping – the rewards cards that, on top of being solid choices year-round, are offering special holiday promotions. Why not sta

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