Credit Cards Plus

The Ulster Bank student credit cards are available to those students who have an account with this financial institution. The bank, based in the United Kingdom, offers lines of credit to qualified individuals.

Ulster Bank is a financial institution offering personal and business banking, loans and credit cards. The company also offers portfolio management and insurance products. For students, the company’s youth savings account, called URFirst Account, is available to students up to the age of 11. The URMoney account offers stepped-up benefits to those who are 12 to 17 years of age.

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There are few things in life that bring as much angst as it does excitement than buying a car. And, in this day and age of tighter budgets the debate rages on in our heads over whether it’s better to buy a new car vs used car. We’ve all heard the argument of driving a brand new car off the lot and immediately losing thousands of dollars of value through depreciation, which is an awful lot of money for that new car smell.

On the other hand, we’ve heard plenty of nightmare stories of used cars turning into money pits. We bu

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Chattahoochee Credit Union knows how difficult it can be for borrowers to find an affordable auto loan rate. To help members get into the driver’s seat faster and for less, Chattahoochee Credit Union is now offering a 2.25% APR auto loan rate. Borrowing money shouldn’t have to cost an arm and a leg, so learn how you can save all throughout 2012 with a loan that you deserve.

Used Auto Loan Rate Terms and Conditions

To qualify for this auto loan rate, members must meet specific credit worthiness requirements. Members have to option to finance up to 100 percent of the vehicle’s cost including tax, title and licensing. Pre-a

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NYTs James Warren grabs our attention from the very beginning of his piece on an identity theft case that resulted in the convictions and prison sentences of the perpetrators (the ring leader received quite a lengthy one). You would ditch your credit cards and just carry cash if you knew the tale of the criminals, he warns us.

Well, I did read the tale and it is indeed a scary one. The criminals stole credit card information from the clientele books of several high-end stores, which they then used to place orders on these retailers websites. The merchandise was then kept for personal use, sold or returned for cash or store credit, Warren tells us.

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Q: I just received a notice explaining that my student loan was bought by Discover. Why did this happen and what should I do?

A: In September, Discover bought about $2.5 billion in student loans that were previously owned by Citi. You’ve probably received a notice in the mail or heard about it on the news, and may be wondering about how it will affect you. While a few things may change, the ownership of your student loan shouldn’t affect you too much—either way you’re still required by law to pay. Your interest rate may change some, but if it was going to, it probably already has.

One small difference between the two companies is their write-off rate. Citi ha

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