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When to Ask for a Credit Limit Increase

7 April, 2012

QDear Eva,

I have one credit card, which I use for major purchases. My credit limit is $3,000. My balance is $500 (from plane tickets I bought in January). I’m working on paying it down and, in general, I pay off my balance each month I just got caught up with some car repairs last month and ended up not being able to cover the cost of the tickets.

I’ve heard that raising my credit limit will help my credit score because then the debt I have will be a smaller percent of the credit line. Do you think my bank would let me raise my limit when I’ve got $500 in debt? And h

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Minecraft 1.8 Video Game Update Release

5 April, 2012

Though it still is really early days, there already heaps of folks scouring the Minecraft 1.8 game for the new additions, items and mobs that weve been guaranteed, and theyre all appearing, together with an entire host of bugs and errors. If you would like to keep up to speed with whats been found / confirmed, Redditor Pendit76 has been dutifully updating this very beneficial thread about whats been found, what works, and what does not.

The time is virtually on us where the Minecraft 1.8 Update should be available as an automated upload when we log on to our accounts.

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DeviceFidelity

3 April, 2012

DeviceFidelity kicked off its “In2Pay iCaisse4″ NFC-based mobile payment solution for the iPhone 4S and iPhone 4, certified by MasterCard. With this, the “In2Pay iCaisse4″ with In2Pay v2.8 microSD supplied with MasterCard PayPass M/Chip 4 applet combination can be provisioned by banks or wireless operators worldwide to be used in connection with MasterCard Mobile PayPass-enabled mobile wallets. The highly flexible “In2Pay iCaisse4″ solution protects the iPhone 4S and iPhone 4 models while enabling NFC functionality. You can link NFC mobile wallets with MasterCard credit, debit and prepaid products on the iPhone.

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How to Translate Your Credit Report

30 March, 2012

I have my credit report and don’t understand what I’m looking at. There is a bunch of stuff on my credit file that I don’t recognize. There is a Bank of America account that I closed a long time ago. There is also a medical bill that I’m pretty sure I paid, and it’s showing up as being in collections. It’s for $36 . Can you tell me how bad that is and what I should do about it? Should I fight it or pay it? I’m pretty sure I did pay, but it’s been two years, and I don’t have any of the papers any more. My score is 598, so I’m assuming that all of this is messing me up bad. I need to clean up my credit. Thanks for your assistance. -- Petra

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The New Google Privacy Policy is Freaking me Out!

28 March, 2012

It’s done. Google has implemented “radical” new changes to the Google Privacy Policy which will affect anyone who has anything to do with Google while they’re logged onto the Internet, and that includes just about everybody who is logged onto the Internet. Yet, there doesn’t seem to be the massive outcry you would expect from the public, at least as compared with some of the privacy policy changes made by Facebook. Is it that everyone has become desensitized to this whole privacy issue, or is it because it has to do with Google and everyone already knows it knows everything we are doing? Maybe a li

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