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End-of-Year Tax Planning (With and Without Bush Tax Cuts)

10 December, 2010

It’s already the end of the year (where did the time go, right?), which means it’s also time to put together some year-end tax strategies that will help place you in a good financial position for when it’s time to file for the 2010 tax year. There are so many considerations, including how your taxes will be affected if Bush tax cuts expire on Dec. 31, 2010. That’s why it’s good to do your tax planning now.

To help you get started, we will first look at some general year-end tax strategies that would apply according to current tax standards. Then we c

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Establishing Credit with Low Limit Student Credit Cards

9 December, 2010

College students often have to face challenges associated with their newfound financial responsibility and establishing a credit score is one such challenge. The credit score is perhaps the most important aspect of a person’s financial situation, affecting everything from job applications to home ownership and vehicle rentals. Fortunately, building good credit is relatively simple for a student with a low limit credit card. The following information should help anyone build a good credit score with minimal effort and risk.

Why Low Limit Credit Cards?

Low limit credit cards are perfect for college students with no credit because they’re easy to gain approval for and they are less of a temptation than cards with higher credit limits. Cre

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Best Ohio Car Loan Rates for a $25,000 Loan – December 6, 2010

6 December, 2010

Ohio car loan rates are very affordable for a loan amount of $25,000.

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Diners Club Card Lives On

3 December, 2010

The Diners Club card reminds me of when I was a little kid and my grandparents took me out for lunch. Some who are familiar with the Diners Club card may be shocked to learn it still exists but indeed the Diners Club card lives on.

Launched in 1950, the Diners Club Card was the first charge card that could be used for making purchases in retail locations that accepted the card. It was the start of the financial revolution into what we know well in society today. It changed the way consumers and businesses could pay for services and products.

The card was born after a gentleman named Frank McNamara finished a dinner out in a New York restaurant.

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What is the Snowball Method of Paying Off Credit Card Debt?

2 December, 2010

Is one of your financial New Year’s Resolutions to get out of credit card debt? Then maybe you’ve heard of the “snowball method” associated with personal finance expert Dave Ramsey. It won’t be the best debt reduction strategy for everyone, and maybe not even for you, but let’s talk about it. Today we’ll give you a simple explanation and example to help you figure out if the snowball method can really help you eliminate your credit card debt.

What is the Snowball Method of Debt Reduction?

Basically, this method just means you pay off your lowest balance debt first. When that deb

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