Credit Cards Plus

According to the US Department of Homeland Security, credit card fraud costs Americans over $500 million annually. Despite concerns over terrorism, health care, and the environment, credit and debit card fraud ranks as the number one fear of Americans. Individual consumers, merchants and credit card companies are all at risk.  As technology advances, the public will continue to face mounting challenges to prevent and detect credit card scams.

Below are 5 common credit card scams that you need to look out for to avoid having your identity stolen.  The second you become aware of a credit card being used without your knowledge, you need to call your credit card company and have the card canceled.  

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While many people may want to try and make a positive contribution to helping with the oil spill in the Gulf of Mexico, others could use it as an opportunity to commit identity theft or other types of fraud.

The Federal Trade Commission recently sent out a warning to consumers telling them to be careful when contacted by people claiming they are collecting donations or offering assistance. Offers could come in a variety of forms, including phone calls, emails or even people going door to door.

“Chances are they’re trying to gain your trust to get inside your home or get access to your personal information,” the FTC said.

Consumers should be careful when clicking on websites from purported charities. T Read article…

It is a plain situation where one has to know the tricks of the system to be able to survive in difficult financial situations. The global financial crisis has been crucial in making people realize the value of things they desire to buy and to cut down on their expenses. The only vital thing here is to make the money mull over the way you do. It is quite human to normally get deceived by such situations. One needs to adopt such a plan that makes utilization of the available resources and not overspend. The secured credit cards are a boon for so many people. Before we move on further with the discussion, one thing must be noticed in hand that nothing comes for free and there is a way to do everything.

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Both savings accounts and CDs provide a way to save money.

However, one method might fit your personality more than another. Or maybe you have a savings goal that fits one better.

The infographic below might help you realize what type of savings account or CD would be the best match for you. Our other articles can help you learn more about the CD types and savings accounts.

(Click to see a larger version and see all of our infographics here)

Beginning this fall, you can get 5% off at check-out every day when you use your “REDcard” at any Target store or on Target.com. This will replace the current Rewards program in which new account holders receive an initial 10%-off coupon and existing cardholders earn coupons for 10 percent off a future day of shopping, for which you will continue to earn points until the new program begins. Having piloted this new program since October 2009, Target has gotten overwhelmingly favorable feedback and is expected to increase the portion of Target’s sales made on Target credit and debit cards.

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