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Cash Back vs. Points Credit Cards

8 April, 2012

Depending on what credit cards you currently have in your wallet, there’s a good chance at least one of them earns cash back, and another earns points on every purchase.  If you happen to own both of these kinds of credit cards, do you know which one to use most often? Normally I would tell [...]

Cashing In on Capital One’s Cash Back Credit Cards

20 February, 2012

People with fair credit have just been elevated to a status once reserved only for those with good to excellent credit – Rewards Worthy! Heretofore, credit cards with cash back rewards have rarely been offered to credit newcomers or rebuilders. And, while they may have felt somewhat privileged for just having credit extended to them, [...]

How the Acceptance of U.S. Credit Cards in Europe Will Reduce Fraud Losses

10 February, 2012

First Visa made it mandatory for all U.S. credit card processors to ensure that their merchants point-of-sale (POS) terminals can accept chip-and-PIN cards by April 1, 2013 and now MasterCard has joined its larger rival, we learn from various news reports. MasterCards move was widely expected, but its significant nonetheless. So we are about to [...]

Ulster Bank Student Credit Cards

16 January, 2012

The Ulster Bank student credit cards are available to those students who have an account with this financial institution. The bank, based in the United Kingdom, offers lines of credit to qualified individuals. Ulster Bank is a financial institution offering personal and business banking, loans and credit cards. The company also offers portfolio management and [...]

Travel Debit Cards

27 October, 2011

Debit cards are one form of funding people may take along when traveling. If you are traveling, especially overseas, it is a good idea to consider your options. Debit cards allow users to swipe a card to make a purchase, like a credit card. However, instead of buying on credit, a debit card withdraws funds [...]

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